At Liverpool Legal we are clear and transparent in our dealings with our clients from the outset. We do not have gimmicks or hidden costs.
Depending on the circumstances of your case we may be able to offer you the following funding options:
Conditional Fee Agreement (commonly known as No Win No Fee)
A Conditional Fee Agreement has very low financial risk to you. This is because you are not required to make any payment up front regardless of the outcome of the case. Providing you act in accordance with our advice, it is only if your case wins that a payment is made. The payment is usually made as a deduction from your compensation.
If you lose your case you will not have to pay for solicitors fees. We take this risk on your behalf.
If we win your case we take a percentage of the damages. The amount we deduct is capped at 25% but may be lower than that depending upon the individual circumstances and risk factors in your case.
Legal Expense Insurance
We will investigate the possibility of funding your case through a legal expense insurance policy. Those policies may pay for some or all of the legal costs and disbursements up to a certain limit. The policies are usually found on your building, contents, car or other insurance policy. If you bring policies of insurance to us we can advise you about whether they may cover your case.
Your insurers may try to allocate a firm to you from their own panel solicitors. A recent decision from the European Court of Justice makes it clear that you can instruct a solicitor of your own choice from the start of your claim. We are happy to liaise with your insurer about your case if you have that funding available to you.
Membership Organisations
Some union and membership organisations offer legal cover within the membership benefits. If you are a member of such an organisation you should inform your solicitor who will be able to give you assistance and advise on the options available.
Privately Funded Matters
Whilst privately funded matters are rare in personal injury cases, in some instances they may be in your best interests and cheaper to you than a conditional fee agreement. If that is the case in your claim, we will be happy to discuss fixed fee or an agreed hourly rate to give you a level of cost certainty and flexibility.
We will discuss all options with you at the outset of your matter to agree the most appropriate for you.
Making a Payment
You may pay a bill or place money on account for our services using:
- A credit card or debit card (standard bank charges apply)
- Bank transfer
- Cash (limit applies per transaction)
- Cheque
Payments made by credit and debit card are subject to clearance by your card provider and will normally take three to five working days to credit Liverpool Legal client account. If your payment is required for immediate use please call us to discuss another method of payment. Outgoing payments will not be made using your credit/debit card payment until we are in receipt of cleared funds.
Your Information
During the payment process you will be required to enter the credit or debit card security code and you may be asked for further card authentication by your credit or debit card provider.
Please note, Personal Data such as your name, address and contact details may be required. Any Personal Data will be used in accordance with Data Protection requirements.
Some personal information will be received by us for reference purposes. We will not keep this information for longer than is necessary for the purpose for which it is collected.